Utah Medicare Supplement Plans, is price really all that matters?
When it comes to choosing a medicare supplement or medigap plan in Utah, a lot of agents try to blindly lead you with the thought that all that matters is price. I am here to offer a different point of view. Now we know price is always a big deal and saving $15 or $20 can often be a big deal on a monthly basis, but what happens when that new discount Utah Medicare Supplement takes a 20% rate increase after the first year, and then again in year two. Did you realize you can often see two rate increases annually depending on when you sign up for your plan? Most agents don’t tell you this until it happens to you. Saving 10% to see a 30 to 40% increase over a couple years doesn’t make any sense, and if you have any major health concerns along the way, the option to change may not be there. At Senior Services of Utah, we understand Medicare and the companies that offer supplemental coverage. Our goal is to get you coverage that you don’t have to change or adjust every time the wind blows. Feel free to visit our page discussing Medicare Supplements, or Contact Us Today for a FREE QUOTE
Utah Medicare Supplement Plans & Utah Medicare Advantage Plans
Choosing between the seemingly endless variety of Utah Medicare supplement and Medicare Advantage companies and plans can be quite complicated. The choice of Medicare supplement plans and Medicare Advantage plans, as well as their costs and coverage vary by county in Utah. Our goal is to make this process if not easy, at least understandable. We research and study all the available plans so you don’t have to. We believe an informed consumer is a better consumer. There is no cost or obligation to receive any of the help wading through all of the available information.
One only needs to be a Medicare beneficiary to apply for most Utah Medicare Supplemental Plans. Many people believe you must be at least 65 to receive Medicare but this is not always the case. Medicare provides benefits to permanently disabled people under age 65 as well. Not every person over 65 has to take Medicare Part B either. If you are still working, and have coverage through your employer, you certainly want to weigh all your options, and make sure you make the right choice for you. In the State of Utah, there are currently no carriers that offer Medicare Supplement coverage under the age of 65, so those on Medicare due to disability need to look at a medicare Advantage plan to help supplement their Medicare coverage.
Utah Medicare plans available include:
- Medicare Supplement (Medigap)
- Medicare Advantage (Part C)Part D (Prescription drug plans)
- Medicare Advantage HMO
- Medicare Advantage HMO-POS
- Medicare Advantage PPO
- Medicare Advantage PFFS
- Dual Eligible
- special needs plans
You would be well served to review your costs and coverage every year. As a Medicare advisor, it is also in our best interest to make sure you are on the right plan as well. Utah Medicare Supplement prices usually go up annually and a good deal last year may not be a good price this year.All Medigap plans are standardized so the difference between companies boils down to cost.
The same is true for the Utah Medicare Advantage Plans, including HMO, PPO, SNP plans and extends to your drug plan. Typically when it comes to Medicare in Utah – benefits and costs will change every year. So we can help you review you coverage to make sure you still are receiving all the benefits Medicare has to offer at the lowest possible overall cost to you.
You can review your options on your own or turn this job over to a professional Utah Medicare insurance agent. Senior Services of Utah represent virtually every carrier doing business in Utah and will help you make the best choice for you. There is no cost for our services, so don’t hesitate to contact us. We have years of experience helping clients navigate through their insurance issues and are here to help.
Call us at 1-801-979-6365 at your convenience and let us help you find the right Medicare Supplement or Advantage Plan.
Get The Best Utah Medicare Coverage At An Affordable Price
It is possible to get Utah medicare supplement or medicare advantage plan coverage at reasonable prices, if you are willing to spend some time and effort evaluating all of your possible options or you consult a local insurance expert. The best way for you to get the lowest possible rate on your private Utah medicare supplement or advantage policy is to shop around and compare premium and co-pay prices. A qualified local insurance expert in this area can help you locate the policy type and coverage that you are looking for without having to pay more for the policy you choose. At Senior Services of Utah we offer all the major insurance plans and are happy to take the headache out of choosing a plan.