Turning 65 and approaching Medicare eligibility, we can help. Medicare can be confusing because there are so many moving parts. Let us help you with the following.
1) enrolling in Medicare as well as helping you decide what you need to do if you are still employed
2) What supplemental plans fit your needs best. We work with Medicare Advantage, Medicare Supplement, and Medicare Prescription Drug Plans throughout Utah.
3)How the Medicare landscape is changing and how to best prepare for government cutbacks within the system.
We have worked with hundreds of folks turning 65 throughout Utah on their Medicare coverage and do this every day. Let us ease the burden on this life changing event.
Contact Us Today! or call us at 801.979.6365
Enrolling in Medicare Part A & B
Do you need or qualify for extra help paying for your Medication?
If you need help paying for your medications or your Medicare Part B premium, they provide options. When determining eligibility there are numerous ways to qualify for extra help, or the Low Income Subsidy (LIS).
If you qualify for extra help, Low Income Subsidy (LIS), to pay for your prescription drug costs, Medicare could also pay 75% or more of your Plan Premium, annual deductibles and co-insurance (if applicable). Additionally, those who qualify won’t have a coverage gap or a late enrollment penalty. Call Social Security or Medicare for details.
For 2012, in order to qualify your yearly income is limited to $16,245 for an individual or $21,855 for a married couple living together.
If your income and resources are slightly higher, you should still apply. You may still qualify if you meet one of the following conditions:
- You or your spouse support other family members who live with you.
- You or your spouse have earnings from work.
- You or your spouse live in Alaska or Hawaii.
Your resources are limited to $6,680 ($11,520 if married) for Full Low-Income Subsidy and $11,140 ($23,760 if married) for other low-income subsidies. This information is based on 2011 Federal Poverty Levels (FPL).
Most of these things can be confusing so we always suggest contacting us for more information. Molina offers three plan options along the Wasatch front depending on what level of LIS you qualify for.