Utah Life Insurance

Utah Burial and Final Expense Insurance

 

Why it’s Worth Considering Burial Insurance and Final Expense Insurance

 

Anyone who has lost a member of their family knows how difficult loss can be. The emotions are overwhelming. However, one really doesn’t have time to grieve because you need to quickly begin to deal with the financially implications.

The cost of a funeral adds up quickly. The last thing you or your family needs is to worry about is if you will be able to cover the funeral expenses. That is why planning ahead is critical.

For these circumstances Utah Life Insurance is able to offer final expense insurance. Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100. It is an easy insurance to obtain, much simpler than complicated whole life or term policies. Depending on the policy, burial insurance or final expense insurance gives your family the ability to cover the expenses of a funeral and potentially other outstanding expenses.

Besides the peace of mind that a final expense insurance policy offers, it offers never changing premiums and permanent coverage making it a wise investment decision for your future.

 

Our Carriers:

Royal Neighbors

Monumental

Vantis (guaranteed Issue)

Security National

Transamerica

American General 

Banner Life

and many more……

 

Expensive funerals

Funeral costs can add up, especially if you consider the:

  • Funeral service
  • Cemetery plot and headstone
  • Cost of casket
  • Funeral procession

Miscellaneous costs

These costs can quickly add up, making burial insurance a smart and pre-emptive decision.

Don’t make your loved ones worry about costs when the only thing they should worry about is grieving. Call today @ 801.979.6365 to learn about burial insurance or final expense insurance policy so your family doesn’t have to worry about it tomorrow.

 

What is a Pre-arranged Funeral?

A pre-arranged funeral plan is a contract between you and your local funeral home which allows you to choose and pay for specific funeral services before your family has a need. You get to know upfront what your funeral expenses will be and all the costs and planning details can be taken care of for your family.
What are the benefits of a pre-arranged funeral?
A pre-arranged funeral plan allows you and your family to experience a great sense of peace knowing that your final expenses will be taken care of no matter what the future may bring. Pre-arranged funeral plans are also guaranteed against inflation, which means that you pay today’s prices and never have to worry about the always increasing costs of services and products related to funerals.
By pre-arranging your funeral, you will be able to provide a more complete and reliable financial plan for your family after you pass away.

Having your services planned ahead of time is much easier for you and your loved ones.

A standard Pre-planned Funeral package is important to ensure you say goodbye the way you always wanted. It keeps the burden of decisions off of your family during a time of loss. Planning for you and your spouse is a great way to ensure your final wishes are carried out together. It doesn’t take very long to put your plan together, choose the cemetery, services, and all those details that make your plan special to you.
Our agents are sensitive to your religious and other beliefs, and once your arrangements have been put together, we’ll keep them securely on file with the discretion they deserve and ensure your wishes are followed to the letter. FSA specializes in making that last impression exactly the way you intended.

The basic Funeral plan should have at least enough included to complete all services.

A basic Funeral Service should include: the marker, the plot, transportation arrangements, and all support services. The services you pay for now with pre-planning, will save almost triple the cost as compared to paying for them 20 years down the road. Preplanning your funeral arrangements is a smart investment, the best way to relieve stress during times of hardship for your family, and a great way to make sure you say goodbye the way you wanted
While we are by no means experts when it comes to funeral pre-planning, we have created a strategic partnership with the group we feel are the best at funeral pre-planning along the Wasatch Front and throughout Utah. Feel free to contact us for more details.